Financial Technology or FinTech is one of the most promising industries in 2016. The FinTech revolution, driven by a wave of start-ups with innovative new business and revenue models, new products and services, is changing finance for the better globally. These FinTech firms offer users a range of financial services that were once almost exclusively the business of banks. Susanne Chishti & Janos Barberis FinTech means “financial technology”. It encompasses a new wave of companies changing the way people pay, send money, borrow, lend, and invest. The most disrupted sectors – or at least the ones that we hear the most about – are payments and money transfer, with TransferWise (money transfer), Square (mobile payments), crowdfunding (Kickstarter, Crowdcube, Smart Angels …), and peer-to-peer lending (LendingClub, Zopa, Prêt d’Union …) increasingly becoming household names and products. ...